The CEO of a large cooperation was giving advice to a junior executive. "I was young, married and out of work," he lectured. "I took the last nickel I had and bought an apple. I polished it and sold it for a dime. The next day I bought two apples, polished them and sold them for ten cents each."

"I see," said the junior executive. "You kept reinvesting your money and grew a big business."

"No," said the CEO. "Then my wife's father died and left me a fortune."