An elderly woman in our church congregation had an older-model car that was in excellent condition. As she was driving to town one afternoon, her car was struck by another auto. The insurance company told her that, after considering the car's age, they would give her a settlement on the damage. When the cheque arrived, she was unhappy with the low amount and went to see her insurance agent.

Pulling open his desk drawer, he said, "I have a little blue book in here that says that's all your car is worth."

"Well," she replied, "I have a little black book at home that says, 'Thou shalt not steal.'"

She got a higher settlement.