Busy in the yard one afternoon, my father paused to admire our neighbor's new boat.

"Sure is a beauty, Charles," Dad said. Knowing that Charles was conservative when it came to spending money, my father asked, "Was it expensive?"

"The boat itself wasn't so bad," Charles replied. "But the extras really hurt."

"You mean things like water skis, life jackets, and trailer?" my father asked.

"No," our neighbor said with a sigh. "I mean what the wife wanted - the new carpet, the kitchen cabinets, and the cabin room furniture."