A Golfer walks into the pro shop at the local course and asks the golf pro if they sell ball markers.
The golf pro says, "Yes, they are just $1.00 each. "
The guy gives the golf pro a dollar and says he'll take one.
The golf pro opens the register, puts the dollar in the tray and with a big smile hands the guy a quarter.
"I am overjoyed ! Soon I will be able to payoff all my loans and at last be debt free. I'm on my way to the bank, thrilled to know that in a very short while I will finally have all the money I need to begin enjoying life for once. I am sooooo excited I can hardly get my ski mask on...."